Daily Mortgage Rates For Monday, January 27th, 2025

Happy Monday, everyone! 

Today, January 27, 2025, we’re bringing you the latest mortgage rates to keep you informed and ready to make smart decisions. The national average interest rate for the benchmark 30-year fixed mortgage is 7.01%, down 10 basis points from last week. Likewise, the average 30-year refinance rate is also 7.01%, dipping 8 basis points. When it comes to staying on top of the rates, we’ve got you covered. Here’s to a productive and successful week ahead—see you tomorrow with more updates! 🏡

Today’s Mortgage Rates

  • 30-Year Fixed Mortgage Rate: 7.01%

  • 30-Year Fixed Refinance Rate: 7.01%

💵 Free Mortgage Calculator:
Want to see how these rates affect your monthly payment? Use our favorite free online tool at MortgageCalc.org to get instant payment estimates.

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The information provided in this email is for informational purposes only and does not constitute financial advice. Mortgage rates are subject to change and may vary based on location, lender, and individual qualifications. Always consult with a licensed mortgage professional for personalized advice and the most accurate rates.